Most insurance companies have their own set of rules when it comes to insurance policies and sometimes there is an ambiguity about whether or not you can insure someone else's car. According to some legal experts, an individual is not allowed to insure in their name any property belonging to someone else. This effectively means that you cannot insure a car belonging to your friend or a rental company. The person who owns the vehicle has to get it registered under his or her name and only then would they be eligible to obtain insurance coverage. However, if you drive someone else's car occassionally, then you can seek a non-owner's insurance policy. Typically, such policies include liability, medical and uninsured or underinsured motorist coverage. Non-owner's insurance policies generally do not include comprehensive coverage, monetary protection against collision or reimbursment for towing and rental charges. This applies to all vehicles you might rent or borrow with permission. You can also take out insurance for somebody else's car when it has been in your custody for one one reason or another. Follow these steps to determine if you can insure someone else's car: